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2026
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2025
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2024
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2023
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2022
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2021
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2020
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2019
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2018
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2017
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2016
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2015
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2014
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2013
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2012
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2011
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2010
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2009
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2008
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2007
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2006
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2005
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2004
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
2003
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
Q3
Q4

Select year

Annual Report 2025

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Business Review 2025

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Business Review 2024

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ESG Report 2024

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Annual Report 2024

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Business Review 2023

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Annual Report 2023

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Business Review 2022

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Annual Report 2022

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Business Review 2021

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Annual Report 2021

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Business Review 2020

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Annual Report 2020

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Business Review 2019

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Annual Report 2019

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Business Review 2018

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Annual Report 2018

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Business Review 2017

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Annual Report 2017

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Business Review 2016

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Business Review 2015

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Annual Report 2015

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Business Review 2014

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Business Review 2013

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Business Review 2012

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Annual Report 2012

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Business Review 2011

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Business Review 2010

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anb annual report 2010

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Business Review 2009

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Business Review 2008

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Annual Report 2008

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Business Review 2007

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Business Review 2006

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Annual Report 2006

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Business Review 2005

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Annual Report 2005

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Business Review 2004

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Annual Report 2004

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Business Review 2003

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Business Review 2002

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Annual Report 2002

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Business Review 2001

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Annual Report 2001

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Business Review 2000

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Annual Report 2000

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Business Review 1999

Business Review 1999

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Annual Report 1999

Annual Report 1999

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Ratings Agency Long-term Short-term Outlook Date of Rating* Affirmation Date
Moody’s A1 P-1 Stable Nov-24 Nov-24
Standard & Poor’s A- A-2 Stable Mar-23 Jul-24
Fitch Ratings A- F2 Stable Apr-23 Apr-25
2026
Pillar III - Q1 2026 Download PDF
Capital Structure – Q1 2026 Download PDF
2025
Pillar III - Q4 2025 Download PDF
Capital Structure – Q4 2025 Download PDF
Pillar III - Q3 2025 Download PDF
Capital Structure - Q3 2025 Download PDF
Pillar III - Q2 2025 Download PDF
Capital Structure – Q2 2025 Download PDF
Pillar III - Q1 2025 Download PDF
Capital Structure – Q1 2025 Download PDF
2024
Capital Structure – Q1 2024 Download PDF
Pillar III - Q1 2024 Download PDF
Pillar III - Q2 2024 Download PDF
Capital Structure – Q2 2024 Download PDF
Capital Structure – Q3 2024 Download PDF
Pillar III - Q3 2024 Download PDF
Capital Structure – Q4 2024 Download PDF
Pillar III – Q4 2024 Download PDF
2023
Capital Structure – Fourth Quarter 2023 Download PDF
Pillar 3 – Fourth Quarter 2023 Download PDF
Basel III Leverage Ratio as of 30 September 2023 Download PDF
Capital Structure – Third Quarter 2023 Download PDF
Pillar 3 –Third Quarter 2023 Download PDF
Basel III Leverage Ratio as of 30 June 2023 Download PDF
Capital Structure - Second Quarter Download PDF
Pillar 3 Semi Annual Download PDF
Pillar 3 Second Quarter Download PDF
Basel II Leverage Ratio as of 31 March 2023 Download PDF
Capital Structure – First Quarter 2023 Download PDF
Pillar 3 – First Quarter 2023 Download PDF
2022
Pillar III - Year End 2022 Download PDF
Pillar III - Q4 2022 Download PDF
Capital Structure – Q4 2022 Download PDF
Basel III Leverage Ratio – December 31, 2022 Download PDF
Pillar III - Q3 2022 Download PDF
Capital Structure – Q3 2022 Download PDF
Basel III Leverage Ratio – September 30, 2022 Download PDF
Pillar III - Semi Annual 2022 Download PDF
Pillar III - Q2 2022 Download PDF
Capital Structure – Q2 2022 Download PDF
Basel III Leverage Ratio as of June 30, 2022 Download PDF
Pillar III - Q1 2022 Download PDF
Capital Structure – First Quarter 2022 Download PDF
Basel III Leverage Ratio – March 31, 2022 Download PDF
2021
Basel III Leverage Ratio as of 31 March 2021 Download PDF
Capital Structure – First Quarter 2021 Download PDF
Pillar 3 – First Quarter 2021 Download PDF
Basel III Leverage Ratio as of 30 June 2021 Download PDF
Capital Structure – Second Quarter 2021 Download PDF
Pillar 3 –Second Quarter 2021 Download PDF
Pillar 3 –Semi Annual 2021 Download PDF
Basel III Leverage Ratio as of 30 September 2021 Download PDF
Pillar 3 – Third Quarter 2021 Download PDF
Capital Structure – Third Quarter 2021 Download PDF
Basel III Leverage Ratio as of 31 December 2021 Download PDF
Capital Structure – Fourth Quarter 2021 Download PDF
Pillar 3 – Fourth Quarter 2021 Download PDF
Pillar 3 – Year End 2021 Download PDF
2020
Basel III Leverage Ratio as of 31March 2020 Download PDF
Capital Structure – First Quarter 2020 Download PDF
Pillar 3 – First Quarter 2020 Download PDF
Basel III Leverage Ratio as of 30 June 2020 Download PDF
Capital Structure – Second Quarter 2020 Download PDF
Pillar 3 –Second Quarter 2020 Download PDF
Pillar 3 - Semi-annual 2020 Download PDF
Basel III Leverage Ratio as of 30 September 2020 Download PDF
Pillar 3 – Third Quarter 2020 Download PDF
Capital Structure – Third Quarter 2020 Download PDF
Basel III Leverage Ratio as of 31 December 2020 Download PDF
Pillar 3 – Fourth Quarter 2020 Download PDF
Capital Structure – Fourth Quarter 2020 Download PDF
Pillar 3 – Year End 2020 Download PDF
2019
Basel III Leverage Ratio as of 31March 2019 Download PDF
Capital Structure – First Quarter 2019 Download PDF
Pillar 3 – First Quarter 2019 Download PDF
Basel III Leverage Ratio as of 30 June 2019 Download PDF
Capital Structure – Second Quarter 2019 Download PDF
Capital Structure – Second Quarter 2019 Download PDF
Pillar 3 - Semi-annual 2019 Download PDF
Basel III Leverage Ratio as of 30 September 2019 Download PDF
Pillar 3 – Third Quarter 2019 Download PDF
Capital Structure – Third Quarter 2019 Download PDF
Basel III Leverage Ratio as of 31 December 2019 Download PDF
Pillar 3 – Fourth Quarter 2019 Download PDF
Capital Structure – Fourth Quarter 2019 Download PDF
Pillar 3 – Year End 2019 Download PDF
2018
Basel III Liquidity Coverage Ratio - 31 March 2018 Download PDF
Basel III Leverage Ratio as of 31 March 2018 Download PDF
Capital Structure – First Quarter 2018 Download PDF
Pillar 3 - First Quarter 2018 Download PDF
Basel III Leverage Ratio as of 30 June 2018 Download PDF
Capital Structure – Second Quarter 2018 Download PDF
Pillar 3 – Second Quarter 2018 Download PDF
Basel III Liquidity Coverage Ratio – 30 June 2018 Download PDF
Pillar 3- Semi-annual-2018 Download PDF
Basel III Leverage Ratio as of 30 September 2018 Download PDF
Capital Structure – Third Quarter 2018 Download PDF
Pillar 3 – Third Quarter 2018 Download PDF
Basel III Leverage Ratio as of 31December 2018 Download PDF
Capital Structure – Fourth Quarter 2018 Download PDF
Pillar 3 – Fourth Quarter 2018 Download PDF
Pillar 3 – Year End 2018 Download PDF
2017
Basel III Liquidity Coverage Ratio - 31 March 2017 Download PDF
Basel III Leverage Ratio as of 31 March 2017 Download PDF
Capital Structure – First Quarter 2017 Download PDF
Pillar 3 - First Quarter 2017 Download PDF
Basel III Leverage Ratio as of 30 June 2017 Download PDF
Capital Structure – Second Quarter 2017 Download PDF
Pillar 3 - Second Quarter 2017 Download PDF
Basel III Liquidity Coverage Ratio – 30 June 2017 Download PDF
Pillar 3 - Semi-annual 2017 Download PDF
Basel III Leverage Ratio as of 30 September 2017 Download PDF
Capital Structure – Third Quarter 2017 Download PDF
Pillar 3 – Third Quarter 2017 Download PDF
Basel III Liquidity Coverage Ratio – 30 September 2017 Download PDF
Basel III Leverage Ratio as of 31 December 2017 Download PDF
Basel III Liquidity Coverage Ratio – 31 December 2017 Download PDF
Capital Structure – Fourth Quarter 2017 Download PDF
Pillar 3 – Fourth Quarter 2017 Download PDF
Pillar 3 – Year End 2017 Download PDF
2016
Basel III Liquidity Coverage Ratio – 31 March 2016 Download PDF
Basel III Leverage Ratio as of 31 March 2016 Download PDF
Capital Structure – First Quarter 2016 Download PDF
Basel III Leverage Ratio as of 30 June 2016 Download PDF
Capital Structure – Second Quarter 2016 Download PDF
Basel III Liquidity Coverage Ratio – 30 June 2016 Download PDF
First-Half 2016 Download PDF
Basel III Leverage Ratio as of 30 September 2016 Download PDF
Basel III Liquidity Coverage Ratio – 30 September 2016 Download PDF
Capital Structure – Third Quarter 2016 Download PDF
Basel III Leverage Ratio as of 31 December 2016 Download PDF
Basel III Liquidity Coverage Ratio – 31 December 2016 Download PDF
Capital Structure - Year End 2016 Download PDF
Pillar 3 - Fourth Quarter 2016 Download PDF
Pillar 3 – Year End 2016 Download PDF
2015
First Half 2015 Download PDF
Capital Structure – First quarter 2015 Download PDF
Basel III Leverage Ratio as of 31 March 2015 Download PDF
Capital Structure – Second quarter 2015 Download PDF
Basel III Leverage Ratio as of 30 June 2015 Download PDF
Basel III Liquidity Coverage Ratio – 30 June 2015 Download PDF
Capital Structure – Third quarter 2015 Download PDF
Basel III Leverage Ratio as of 30 September 2015 Download PDF
Basel III Liquidity Coverage Ratio – 30 September 2015 Download PDF
Basel III Liquidity Coverage Ratio – 31 December 2015 Download PDF
Basel III Leverage Ratio as of 31 December 2015 Download PDF
Capital Structure – Year End 2015 Download PDF
Year–end 2015 Download PDF
2014
First Half 2014 Download PDF
Capital Structure – First quarter 2014 Download PDF
Capital Structure – Second quarter 2014 Download PDF
Capital Structure – Third quarter 2014 Download PDF
Capital Structure – Year End 2014 Download PDF
Year-end 2014 Download PDF
2013
First Half 2013 Download PDF
Capital Structure – Third quarter 2013 Download PDF
Capital Structure – Year End 2013 Download PDF
Year End 2013 Download PDF
2012
First Half 2012 Download PDF
Year-end 2012 Download PDF
2011
First Half 2011 Download PDF
Year-end 2011 Download PDF
2010
First Half 2010 Download PDF
Year-end 2010 Download PDF
2009
First Half 2009 Download PDF
Year-end 2009 Download PDF
2008
First Half 2008 Download PDF
Year-end 2008 Download PDF